Debt Payoff Calculator
Create a plan to become debt-free and see how extra payments help.
Any additional amount you can pay each month
Debt-Free Date
-
Time to Payoff
-
Total Interest Paid
$0
Impact of Extra Payments
| Scenario | Payoff Time | Total Interest |
|---|---|---|
| Minimum Only | - | $0 |
| With Extra Payment | - | $0 |
| You Save | - | $0 |
What If Analysis
| Extra/Month | Payoff Time | Interest Saved |
|---|
Debt Payoff Strategies
- Avalanche: Pay highest interest first - saves the most money
- Snowball: Pay smallest balance first - builds momentum
- Round Up: Round payments to the nearest $50 or $100
- Windfalls: Apply bonuses, tax refunds to debt
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